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WHAT THE ROOFING INSPECTOR DOES!
What we Inspect:
When the inspection is finished, you will know:
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Residential
Roof Replacement
Is your roof aged and needs to be replaced? We will outline the best method for your full roof replacement.
Roof Repair
Commercial
Asphalt Shingles
Cedar Shake Shingles
We provide the CertainTeed Integrity Roof System
We are trained and certified with CertainTeed and are Master Shingle Applicators. With more than 300 Roofing options to choose from, and quality standards that lead the industry, you can rest easily knowing CertainTeed has you covered!
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Contact Roofing Inspector to see what kind of materials you need for a roof in your area.
Homeowners insurance premiums and the age of your roof.
Since your home’s roof is the main protector of your house, damage to the roof can lead to more damage inside the home. To avoid future large claim payouts due to needing a roof replacement, your home insurance provider pays very careful attention to factors such as the age, material and condition of your roof when quoting a rate for you and deciding if a claim is valid.
Your roof protects the structure of your house and is the primary defense against damage from the elements. Roof leaks will cause water damage to the structure of your house, which in turn can lead to mold.
These types of damage can build up to a huge roof replacement claim that your home insurance company would rather not pay out for.
The average cost of a roof replacement can be upwards of $15,000, making it one of the most expensive parts of your home. Your home insurer looks at many of your roof's features to avoid potentially paying out such a high claim. Your insurer will look at the roofing materials used, the age of your roof and its current condition when you file a claim for it.
What roof factors affect my home insurance premiums?
Your provider will look at certain details of your roof, when calculating your homeowner’s insurance premium.
These details include:
Age: During the aging process, your annual premium will probably increase. In the eyes of your insurer, if your roof is too old you could see your home insurance policy not renewed or even canceled.
Condition: Your roofs maintenance will affect your premium much like age will. Your roofs performance comes into play if the materials used are cracked, leading to a higher rate.
Location: If your home resides in an area that has a history of harsh weather, that could also affect your coverage and rates. Extreme weather, will see higher premiums.
Does the type of roof affect my homeowner’s insurance rate?
Home insurance rates can vary depending on your roofing material's cost and durability. The proper type of roof for the weather in your area and how much the materials cost to replace your damaged roof will greatly have an influence on your annual premium.
The Dynamic Benefits of Asphalt Shingles
Due to modern engineering techniques and the dynamic properties of asphalt, manufacturers are capable of producing that exist across all shingle types. These include shingles that fight algae growth, offer enhanced resistance to damaging hail, and offer cool roof color technologies that reflect the heat of the sun to keep homes cooler and can reduce the expenses of air conditioning.
Architectural Shingles - Cedar Shakes:
Architectural Shingles - Cedar Shakes: Some of the most attractive architectural roofing shingles simulate cedar wood shakes. These shingles are quite thick with random slots similar to real shakes.
Architectural Shingles - Slate: Another unique architectural shingle design imitates the look of slate without the weight issues that normally accompany those materials. These architectural roofing shingles do not require any additional roof support as slate would.
The products' random colors and textures better accent the steep roof planes, turrets, and gable features of roofs. Many product lines offer hip and ridge accessory shingles that highlight a roof's many sections and complement the shingle.
These products are manufactured with two or more layers of asphalt that are fused together for a thicker and richer multi-dimensional appearance, and are engineered to replicate the wood shake and natural slate roofing aesthetics. Dimensional shingles are typically heavier than strip shingles, and have improved warranty protection.
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